Need Extra Cash?
We Make It Easier

Simple loan options with a fast application, clear process and friendly support from Pinjam Mudah.

Repayment up to 60 months

Salaried Malaysians

West Malaysia only

Flexible Loan Solutions For Your Needs

Personal Loan

Get extra funds for personal expenses with flexible repayment options.

Debt Consolidation

Combine multiple debts into one easier monthly repayment.

Balance Transfer

Transfer eligible outstanding balances into a more manageable repayment plan.

About Pinjam Mudah

Pinjam Mudah helps customers explore suitable financing options through a simple, transparent and straightforward process. From checking eligibility to application support, our team is here to make financing easier to understand and manage.

A Smarter, Simpler Loan Experience

Fast Process

Quick and straightforward application.

Minimal Documents

Only essential documents required.

Clear & Transparent

Easy-to-understand process and terms.

Friendly Support

Helpful guidance throughout your application.

Simple Loan Process

Check Eligibility

Fill in the short online form with your basic information.

Submit Your Details

Provide the required information and supporting documents.

Application Review

Our team reviews your application and contacts you with the next step.

Receive Your Funds

Once approved, funds are transferred according to the agreed terms.

Loan Repayment

Flexible Repayment Scheme

Designed Around Your Needs

Approval rate up to 99% if basic requirements are met
Accepts eligible employees with salary credited to bank account and PERKESO
Same-day fund disbursement after approval
Annual interest rate from 6% – 18%
Flexible repayment period from 6 – 60 months
Interest Rate 6% – 18%

Per annum, subject to approved terms.

Tenure Options 6 – 60 Months

Flexible repayment options available.

Loan Amount
(RM)
6 Months 12 Months 24 Months 36 Months 48 Months 60 Months
5,000 908 492 283 214 179 158
10,000 1,817 983 567 427 358 317
20,000 3,633 1,967 1,133 855 717 633
30,000 5,450 2,950 1,700 1,282 1,075 950
40,000 7,267 3,933 2,267 1,710 1,433 1,267
50,000 9,083 4,917 2,833 2,137 1,792 1,583
60,000 10,900 5,900 3,400 2,565 2,150 1,900
70,000 12,717 6,883 3,967 2,992 2,508 2,217
80,000 14,533 7,867 4,533 3,420 2,867 2,533
90,000 16,350 8,850 5,100 3,847 3,225 2,850
100,000 18,167 9,833 5,667 4,275 3,583 3,167

Trusted by Our Customers

Check Your Loan Eligibility in Just a Few Minutes

Complete the form and our team will review your application and contact you with the next step.